At Jackson Bank & Trust, we provide a variety of checking and savings accounts to match your financial needs and lifestyle. For more information about these or other deposit services, please talk with one of our customer service representatives.


Personal Savings - Designed for customers who want immediate access to their funds while earning interest quarterly.

  • $100 minimum deposit to open
  • NO MONTHLY SERVICE CHARGE if account maintains a minimum daily balance of $200; if the balance falls below $200, the account will be charged a $3.00 monthly fee
  • $1.00 fee per each debit transaction exceeding 3 per month
  • Free notary service
  • Free internet banking
  • Free 24 hour account information line  

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Youth Savings - Designed for minors under the age of 18, while earning interest quarterly.

  • $25 minimum to open
  • NO MONTHLY SERVICE CHARGE if account maintains a minimum daily balance of $25.00; if the balance falls below $25.00, the account will be charged a $1.00 monthly fee
  • $1.00 fee per each debit transaction exceeding 2 per month
  • Interest paid on balances of $25.00 and above
  • Free internet banking
  • Free 24 hour account information line  

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Christmas Club* - At Jackson Bank & Trust our Christmas Club Account is an ideal way to save for the holidays. This account can be opened with a minimum deposit of $10.00. Add to your savings during the year as your budget allows. In November, you’ll receive a check for the amount you deposited plus any interest you have earned - just in time for Christmas shopping!

* Penalty for early withdrawal

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